Privacy Policy
Important Notice Regarding Your Privacy Rights
This privacy policy
notice is designed to inform you of the types of nonpublic personal information
(“Personal Information”) ( CA & SA Financial Inc. ) d b a Amigos Prestamos
(“Company”) may maintain or collect during the course of our relationship with
you. It also explains the safeguards we have in place to protect that
information and the circumstances under which we may share that information
with other companies. This notice applies to both current and former customers.
Personal Information We Maintain or Collect
The following are
examples of the types of nonpublic personal information we maintain or collect:
·
Information that you
provide in connection with your loan, applications, other forms, or verbally,
such as: name, address, telephone number, social security number, income,
assets, driver’s license number, and employment information.
·
Information about your
transactions with us, our affiliates, or other parties, such as: account
balances and payment history.
·
Information we receive
from consumer reporting agencies, such as: credit worthiness and credit
history.
Information obtained
from non-affiliated third parties about your transactions with them.
Sharing of Personal Information
We collect Personal
Information to identify you, confirm facts about you, deliver financial
products and services to you, to help us assess requests for financial products
and services, and as necessary to service your loan.
Why We Collect Personal Information
We collect Personal
Information to identify you, confirm facts about you, deliver financial
products and services to you, to help us assess requests for financial products
and services, and as necessary to service your loan.
We may share some or all of the Personal Information that is described above as
follows:
·
With Non-Affiliated
Financial Service Providers, such as banks, mortgage bankers, credit card
issuers, insurance companies and insurance agents.
·
With Non-Affiliated
Non-Financial Companies, such as statement processors, repossession companies,
collection agencies, or our attorneys.
·
With Our Affiliated
Companies for their everyday business purposes or to market their products to
you.
·
With Non-Affiliates
for Joint Marketing – We may share your Personal Information with
non-affiliated financial companies with whom we have a formal agreement to
market financial products or services to you.
·
We may also share, as
may be required or permitted by law, information about your loan to credit
reporting agencies or pursuant to legal process.
To Limit Our Sharing
Please Email us at:
ayuda@amigosprestamos.com
PLEASE NOTE: If you are a new customer, we can begin sharing
your information 30 days from the date we sent this notice. When you are no
longer our customer, we continue to share your information as
described in this notice. However, you can contact us at any time to limit our
sharing.
Questions?
Please call us at 623-473-7444.
Protection of Information and Security
Procedures
We restrict access to
Personal Information about you as a current or former customer to our employees
or affiliates who need this information to provide financial products or
services to you and to otherwise service your account(s) with us. We maintain physical,
electronic and procedural safeguards that comply with applicable federal and
state standards to guard your Personal Information. For example, we use Secure
Sockets Layer (SSL) technology supporting up to 128-bit encryption to prevent
unauthorized parties from viewing any nonpublic personal information
transmitted to or from us.
Privacy Notice – Online Supplement
This section describes
our practices regarding information we receive about you during visits to this
web site. The amount and type of information we receive depends on how you use
this site.
Normal Web Site Usage
You can visit our web
site to read product and company information, or use our on-line tools without
revealing any personal information. The only information we collect and store
during normal web site usage is the name and address of your Internet service
provider, the web site you last visited, the pages you request, the date and
time of those requests and the number of visits you made to our website.
We use this
information to generate statistics and measure website activity in order to
improve the usefulness of customer visits to our website. This same information
may be shared with third parties in order to provide these services or to
analyze, store, or aggregate the information. It may also be shared with other
third parties, working with us to improve our services or our website. During
normal web site usage, we do not collect or store personally identifiable
information such as name, mailing address, email address, phone number, or
Social Security number.
On-Line Collection of Personally Identifiable
Information
Occasionally, we will
request personally identifiable information in order to provide the web site
visitor with a service or correspondence (e.g., promotions and mailed
brochures). This information, such as name, mailing address, email address,
type of request, and possibly additional information, is collected and stored
in a manner appropriate to the nature of the request as determined by us and is
used to fulfill your request. Whenever we request such information, we will
clearly explain how it will be used. If you tell us that the information should
not be used as a basis for further contact, we will respect your request. The
information you provide is used by us to improve the services we provide you.
This information may also be provided to agencies for use on our behalf in
accordance with our Privacy Notice. However, it is never provided or sold to
any other company for that company’s independent use.
Please note that our
website may provide links to third party sites not controlled by us. We suggest
that you check the specific Privacy Notices of any site before providing any
personally identifiable information.
Electronic Mail Sent to Us That Contains
Personal Information
Internet users may
decide to send us personally identifying information, for example, in an
electronic mail message containing information about your account with us. We
will only use this information to identify the user as our customer and to
determine how to respond to the electronic mail. We will use this information
for the purpose identified in the email message and to enhance our
understanding of you in order to improve our services to you
Internet Services
To use our Internet
services, such as online account access, we require a certain amount of
personally identifying information (e.g., name, Social Security number, account
number and other applicable information) we can use to verify you as our
customer. We use this to identify and access data in the existing relationship
we have with you in order to provide you with the requested services. We
request email addresses as an alternate means of contacting you. Providing your
email address is optional, except when you request an Internet delivered
service, then it is necessary for us to have your email address in order to
honor your request. We may also use this information to enhance our
understanding of you and improve our services.
What Are Cookies
A “cookie” is a small
line of text that is stored within your browser when you visit a cookie-enabled
website. As you browse the Web, cookie-enabled sites will send cookies to your
browser, along with pages. Your browser probably has options that will let you
control whether the browser accepts cookies, rejects cookies, or notifies you
each time a cookie is sent to you.
If your browser is set
to reject cookies, cookie-enabled websites will not recognize you when you
return. This provides you with anonymity, but it also makes it very difficult
to offer you customized services. It is also less secure than using cookies, because
all of your specific data must be sent to the website each time you view a
page. Accepting cookies means your private data can stay at the Web server, and
the only information transmitted over the Internet is your ID cookie.
If your browser is set
to accept cookies, any cookies that are sent to your browser are stored in your
computer for a period of time. There are a few different types of cookies. A
“session” cookie is stored only in your computer’s working memory (RAM) and
only lasts for your browsing session. When you close all of your browser’s
windows, or when you shut down your computer, the session cookie disappears
forever. A “permanent” cookie is stored on your computer’s hard drive until a
specified date, which could be tomorrow, next week, or 10 years from now.
Permanent cookies stay on your computer until either a) they expire, b) they
are overwritten with newer cookies, c) you manually remove them.
We use permanent
cookies to supply visitors to our site with a customized experience. These
cookies do not involve personally identifiable information. We also use session
cookies to customize your experience during a session, to aid in your
navigation and use of the site, to develop generic web site metrics and other
similar uses.
Keeping Customer Information Accurate
If you believe our records are incomplete or inaccurate,
you may write to us at:
Amigos Prestamos
( CA & SA Financial Inc. )
2929 N 75th Ave Suite 3
Phoenix AZ 85033
Effective Date; Changes to Our Policy
This Privacy Policy
was last updated on: March 16, 2024. We reserve the right to change our Privacy
Policy and Privacy Notice. A revised Privacy Policy or Privacy Notice applies
only to data collected subsequent to its effective date. If we make substantial
changes to our policy, we will post the changes on our website.
Con nosotros el esquema es diferente y es más sencillo con tasa de interés del 10% al 15% mensual con pagos a 24, 36 y 48 meses, ésta dependerá del proceso de evaluación y calificación de nuestra área de crédito.
Ejemplo representativo: monto de crédito por $500 dlls, con tasa mensual de 10% y a un plazo de 24 meses, pagarías solamente $55 dolares al mes, para fines informativos y de comparación exclusivamente, calculado el 20 de noviembre de 2021.